In Texas, Flash Flood Alley extends through Central and North Texas. You may live in a flood zone which your mortgage lender may require you to maintain flood insurance. Your homeowner’s insurance policy does not include coverage for flooding. You will need to get a separate flood policy for protection.
Check out the resources below:
The federal government provides flood insurance through the National Flood Insurance Program
Visit Flood Smart by clicking here: https://www.floodsmart.gov/ or call 800-427-4661 for information.
Use FEMA’s Historical Flood Risk and Cost data to check if your area has an elevated risk of flooding. https://www.fema.gov/data-visualization/historical-flood-risk-and-costs
View flood maps at FEMA's Flood Map Service Center https://msc.fema.gov/
Learn what flood insurance covers in the video below. (Texas Department of Insurance Video) https://www.youtube.com/watch?v=a3WJfXYhMTs&feature=youtu.be